Home is a thing which contains a man’s cherished dream about hole life, people think about a nice home in his life. Home loan is such a kind of loan where bank or other financial institutions are lender and borrower is the person who apply for the loan. Home loan may be many kind of such as home construction loan, home repair loan, home conversion loan or etc types of loan. There are many kind lender available in any where now. If such a kind of problem raise that the borrower is missing after getting the loan then the risk will be upon totally on the lender. There are many kinds of requirements for a home loan depend on the lender it may be differ from bank to bank. There the most important thing is that how many percentage it will be paid to the lender, the frequency of payment is important. Now a days the down payment is also an important topic. So it is important to check that which one lender is reliable and down payment relatively low and percentage is low. what amount of loan is required it also an important thing because that construction loan is greater than the reparing loan and less than home purchase loan.